{"id":5126,"date":"2025-09-08T12:28:07","date_gmt":"2025-09-08T10:28:07","guid":{"rendered":"https:\/\/oncourtiz.fr\/?p=5126"},"modified":"2025-09-22T12:47:24","modified_gmt":"2025-09-22T10:47:24","slug":"ameliorer-communication-banque-changer-conseiller","status":"publish","type":"post","link":"https:\/\/oncourtiz.fr\/index.php\/2025\/09\/08\/ameliorer-communication-banque-changer-conseiller\/","title":{"rendered":"Changer de conseiller bancaire"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5126\" class=\"elementor elementor-5126\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d4e910e e-flex e-con-boxed e-con e-parent\" data-id=\"3d4e910e\" data-element_type=\"container\" data-e-type=\"container\" 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micro-entreprise \u00e0 soci\u00e9t\u00e9<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-3968\"><a href=\"https:\/\/oncourtiz.fr\/index.php\/mes-prestations\/\" class=\"elementor-item\" tabindex=\"-1\">Mes accompagnements<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3209\"><a href=\"https:\/\/oncourtiz.fr\/index.php\/conseils-relations-bancaires\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Conseils relations bancaires<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3897\"><a href=\"https:\/\/oncourtiz.fr\/index.php\/recherches-de-financement\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Recherches de financement<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3912\"><a 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data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/oncourtiz.fr\/index.php\/contactez-moi\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Prenez un rdv<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3571ba15 e-flex e-con-boxed e-con e-parent\" data-id=\"3571ba15\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8efdddb e-con-full e-flex e-con e-child\" data-id=\"8efdddb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-515d5178 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"515d5178\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Avant de changer de conseiller bancaire : comment am\u00e9liorer la communication avec votre banque ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc83df3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cc83df3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tout commer\u00e7ant ou ind\u00e9pendant, a probablement d\u00e9j\u00e0 connu plusieurs conseillers bancaires depuis le lancement de son activit\u00e9.<\/p><p>Les mutations sont fr\u00e9quentes dans le secteur. Et \u00e0 chaque changement, il faut r\u00e9expliquer, recommencer, s\u2019adapter\u2026 parfois au d\u00e9triment de la qualit\u00e9 de la relation.<\/p><p>Et si la communication ne passe pas avec le nouveau conseiller, la tentation est grande de vouloir en changer. Mais avant d\u2019en arriver l\u00e0, des leviers peuvent \u00eatre activ\u00e9s pour peu que l\u2019on prenne un temps pour analyser la situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d0c639d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"3d0c639d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/oncourtiz.fr\/wp-content\/uploads\/2025\/09\/pexels-khwanchai-128858611.jpg\" class=\"attachment-large size-large wp-image-5438\" alt=\"changer-de-conseiller-bancaire\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0c6ef8 e-flex e-con-boxed e-con e-parent\" data-id=\"c0c6ef8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4c8aa60 e-con-full e-flex e-con e-child\" data-id=\"4c8aa60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dda094c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dda094c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Pourquoi la communication se d\u00e9grade-t-elle avec la banque ?<\/h2>\nLa relation entre un entrepreneur et son conseiller bancaire est essentielle. Pourtant, elle peut vite se d\u00e9t\u00e9riorer, surtout lorsque :\n<ul>\n \t<li>Le dirigeant n\u2019a pas \u00e9t\u00e9 pr\u00e9sent\u00e9 au nouveau conseiller ;<\/li>\n \t<li><u>La<\/u><a href=\"about:blank\"> tr\u00e9sorerie est tendue<\/a> (lien vers sujet 2)et il est difficile de l\u2019appeler ;<\/li>\n \t<li>Les accords tacites pass\u00e9s avec l\u2019ancien conseiller ne sont plus valables.<\/li>\n<\/ul><br>\nR\u00e9sultat : dans une telle situation. On peut vite se sentir jug\u00e9, incompris. On pr\u00e9f\u00e8re faire profil bas. Et la banque, de son c\u00f4t\u00e9, analyse ce silence comme un signal d\u2019alerte.<br><br>\n<h2>Une v\u00e9rit\u00e9 \u00e0 conna\u00eetre sur le r\u00f4le du banquier<\/h2>\nLe banquier n\u2019est pas un conseiller strat\u00e9gique. Il r\u00e9pond \u00e0 des probl\u00e9matiques ponctuelles, mais ce n\u2019est pas \u00e0 lui de trouver les solutions aux difficult\u00e9s des chefs d\u2019entreprise.\n\nIl attend que les entrepreneurs arrivent avec une vision claire :\n<ul>\n \t<br><li>Les chiffres de l\u2019activit\u00e9 (chiffre d\u2019affaires, marge, tr\u00e9sorerie)\u00a0;<\/li>\n \t<li>Les outils utilis\u00e9s (tableaux de bord, pr\u00e9visionnels)\u00a0;<\/li>\n \t<li>Les plans d\u2019actions envisag\u00e9s.<\/li>\n<\/ul><br>\nPlus le dirigeant est pr\u00e9par\u00e9, plus la relation est fluide. Et surtout, plus il inspire confiance \u00e0 la banque.<br>\n<br><h2>Comment r\u00e9tablir une communication constructive avec la banque ?<\/h2>\nAvant de penser \u00e0 changer de conseiller bancaire, il faut s\u2019assurer d\u2019avoir mis toutes les chances de son c\u00f4t\u00e9.\n<br><br><h3>1. Rendre visible le pilotage financier de l\u2019entreprise<\/h3>\nIl faut donc commencer par construire des tableaux de suivi d\u2019activit\u00e9 adapt\u00e9s \u00e0 son activit\u00e9\u00a0 :\n<ul>\n \t<br><li>Chiffre d\u2019affaires mensuel\u00a0;<\/li>\n \t<li>Panier moyen\u00a0;<\/li>\n \t<li>Marge par fournisseur\u00a0;<\/li>\n \t<li>\u00c9volution du nombre de clients.<\/li>\n<\/ul><br>\nExemple : un commer\u00e7ant anticipe une baisse de fr\u00e9quentation du fait de travaux pr\u00e9vus dans la rue ? Il pr\u00e9sente cette donn\u00e9e \u00e0 son banquier et propose une demande de r\u00e9\u00e9chelonnement de sa dette ou d\u2019<a href=\"about:blank\">autorisation de d\u00e9couvert<\/a> (lien vers sujet 3).<br>\n<br><h3>2. Pr\u00e9senter des solutions, pas des probl\u00e8mes<\/h3>\nSi la tr\u00e9sorerie est tendue, arriver avec des actions concr\u00e8tes rassurera la\u00a0 banque :\n<ul>\n \t<br><li>Vente flash en ligne\u00a0;<\/li>\n \t<li>Offre commerciale cibl\u00e9e\u00a0;<\/li>\n \t<li>N\u00e9gociation fournisseurs\u00a0;<\/li>\n \t<li>Communication renforc\u00e9e.<\/li>\n<\/ul><br>\nAinsi, le dirigeant montre qu\u2019il est aux commandes, m\u00eame dans la temp\u00eate.\n<br><br><h3>3. Anticiper les p\u00e9riodes critiques<\/h3>\nLa saisonnalit\u00e9, les p\u00e9riodes creuses, les \u00e9v\u00e9nements impr\u00e9vus, tout peut \u00eatre g\u00e9r\u00e9 si c\u2019est anticip\u00e9. Il est possible de mettre en place un tableau de tr\u00e9sorerie qui permet de :\n<ul>\n \t<br><li>Suivre le solde de compte\u00a0;<\/li>\n \t<li>Visualiser les encaissements et d\u00e9caissements \u00e0 venir\u00a0;<\/li>\n \t<li>Prendre des d\u00e9cisions en amont.<\/li>\n<\/ul>\n<br><h3>4. Rendre compte r\u00e9guli\u00e8rement<\/h3>\nUne bonne relation bancaire repose sur la transparence. Il ne faut surtout pas attendre que la banque fasse le premier pas et envoie une relance :\n<ul>\n \t<br><li>Prendre les devants en expliquant les chiffres\u00a0;<\/li>\n \t<li>Donner du sens \u00e0 chaque \u00e9volution\u00a0;<\/li>\n \t<li>Cr\u00e9er des points d\u2019\u00e9tape r\u00e9guliers.<\/li>\n<\/ul><br>\nUne banque \u00e9coute davantage un entrepreneur qui ma\u00eetrise son activit\u00e9 et sait o\u00f9 il va.\n<br><br><h2>Et si, malgr\u00e9 tout, la relation reste bloqu\u00e9e ?<\/h2>\nTous les leviers activables ont \u00e9t\u00e9 mis en place et la relation avec la banque reste tendue ? Alors, oui, il est peut-\u00eatre temps de r\u00e9fl\u00e9chir \u00e0 changer de conseiller bancaire ou de banque.\nMais il est important de le faire en toute conscience :\n<ul><br>\n \t<li>En comprenant ce que je peux vraiment attendre d\u2019un conseiller\u00a0;<\/li>\n \t<li>En identifiant les \u00e9tablissements qui valorisent la relation client\u00a0;<\/li>\n \t<li>En s\u2019appuyant sur des partenaires (comme un courtier ind\u00e9pendant) pour n\u00e9gocier les meilleures conditions.<\/li>\n<\/ul><br>\nAttention\u00a0: dans le cas o\u00f9 vous souhaitez rester dans la m\u00eame banque mais changer de conseiller, la d\u00e9cision ne r\u00e9side pas entre les mains des entrepreneurs. C\u2019est la direction de la banque qui acceptera ou non le changement de conseiller bancaire.\n<br><br><h2>R\u00e9tablir un lien de confiance avec la banque<\/h2>\nNe pas rester seul face \u00e0 ces enjeux est l\u2019un des meilleurs moyens de d\u00e9passer la situation. Une mauvaise communication bancaire peut fragiliser une entreprise.\n\nUn accompagnement permet d\u2019identifier les bons indicateurs, de construire les outils de pilotage adapt\u00e9s et de se pr\u00e9parer pour dialoguer d\u2019\u00e9gal \u00e0 \u00e9gal avec le conseiller.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1ec039 e-flex e-con-boxed e-con e-parent\" data-id=\"f1ec039\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60d06333 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"60d06333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Besoin de r\u00e9tablir une communication \u00e9quilibr\u00e9e avec votre banque\u00a0?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a09cd09 elementor-align-center elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-button\" data-id=\"7a09cd09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/oncourtiz.fr\/index.php\/contactez-moi\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactez-moi pour un accompagnement sur mesure<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f6e77cd e-flex e-con-boxed e-con e-parent\" data-id=\"7f6e77cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6ff79c26 e-con-full e-flex e-con e-child\" data-id=\"6ff79c26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee07f0b elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"ee07f0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/oncourtiz.fr\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"314\" src=\"https:\/\/oncourtiz.fr\/wp-content\/uploads\/2024\/11\/NATHANAELLE_OUSTRAIN_Logo_Blanc-768x314.png\" class=\"attachment-medium_large size-medium_large wp-image-2650\" alt=\"NATHANAELLE_OUSTRAIN_Logo\" srcset=\"https:\/\/oncourtiz.fr\/wp-content\/uploads\/2024\/11\/NATHANAELLE_OUSTRAIN_Logo_Blanc-768x314.png 768w, https:\/\/oncourtiz.fr\/wp-content\/uploads\/2024\/11\/NATHANAELLE_OUSTRAIN_Logo_Blanc-300x123.png 300w, https:\/\/oncourtiz.fr\/wp-content\/uploads\/2024\/11\/NATHANAELLE_OUSTRAIN_Logo_Blanc-1024x418.png 1024w, https:\/\/oncourtiz.fr\/wp-content\/uploads\/2024\/11\/NATHANAELLE_OUSTRAIN_Logo_Blanc-1536x627.png 1536w, https:\/\/oncourtiz.fr\/wp-content\/uploads\/2024\/11\/NATHANAELLE_OUSTRAIN_Logo_Blanc-2048x836.png 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c7a2042 e-con-full e-flex e-con e-child\" data-id=\"7c7a2042\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b2f4a40 elementor-widget elementor-widget-heading\" data-id=\"2b2f4a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Mes services<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a67910d elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1a67910d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/oncourtiz.fr\/index.php\/conseils-relations-bancaires\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Conseil relations bancaires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/oncourtiz.fr\/index.php\/recherches-de-financement\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Recherche financement<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/oncourtiz.fr\/index.php\/accompagnement-des-entrepreneurs\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accompagnement cr\u00e9ation<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/oncourtiz.fr\/menions-legales\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Mentions l\u00e9gales<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c29905 e-con-full e-flex e-con e-child\" data-id=\"7c29905\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46c21934 elementor-widget elementor-widget-heading\" data-id=\"46c21934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Me contacter<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-216ffc49 elementor-widget-tablet__width-initial elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"216ffc49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:contact@mysite.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">nathanaelle.oustrain@oncourtiz.fr<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:123-456-7890\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">T\u00e9l. 07 48 14 10 54<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-782bdc7f e-con-full e-flex e-con e-child\" data-id=\"782bdc7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-586c81d9 elementor-widget elementor-widget-heading\" data-id=\"586c81d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Suivez-moi sur <br> les r\u00e9seaux sociaux<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c88d61b elementor-shape-square e-grid-align-left e-grid-align-tablet-left e-grid-align-mobile-center elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"6c88d61b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-2a2843b\" href=\"https:\/\/www.linkedin.com\/in\/nathanaelle-oustrain-385162242\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Prenez un rdv Avant de changer de conseiller bancaire : comment am\u00e9liorer la communication avec votre banque ? Tout commer\u00e7ant ou ind\u00e9pendant, a probablement d\u00e9j\u00e0 connu plusieurs conseillers bancaires depuis le lancement de son activit\u00e9. Les mutations sont fr\u00e9quentes dans le secteur. Et \u00e0 chaque changement, il faut r\u00e9expliquer, recommencer, s\u2019adapter\u2026 parfois au d\u00e9triment de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Changer de conseiller bancaire ? R\u00e9tablir la relation<\/title>\n<meta name=\"description\" content=\"Relation tendue avec votre banque, incompr\u00e9hensions ? 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